Introduction

At Magdiwata Basic Care – Mutual Benefits Association (MBC-MBA), also known as Peoples Bank of Caraga – Mutual Benefits Association, Inc., we are committed to safeguarding the privacy and security of our members and website visitors. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in compliance with applicable laws and regulations.

Information We Collect

We may collect personal information from you when you interact with our website or utilize our services. This information may include, but is not limited to:

• Personal Identification Information: Name, address, email address, phone number, date of birth, and other identifiers.

• Financial Information: Bank account details, payment information, and transaction history.

• Demographic Information: Age, gender, occupation, and other relevant details.

• Technical Information: IP address, browser type, operating system, and browsing behavior on our website.

How We Use Your Information

The personal information we collect is used for the following purposes:

• Service Provision: To provide and manage our insurance products and services to meet your needs.

• Communication: To contact you with important information, updates, and promotional materials related to our services.

• Improvement of Services: To analyze usage patterns and enhance the quality of our website and services.

• Legal Compliance: To comply with legal obligations and regulatory requirements.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may share your information in the following circumstances:

• With Service Providers: Trusted third-party service providers who assist us in operating our website and delivering services, provided they agree to keep your information confidential.

• Legal Requirements: When required by law or in response to legal processes to protect our rights, privacy, safety, or property.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Despite our efforts, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

• Access: Request a copy of the personal information we hold about you.

• Correction: Request correction of any inaccurate or incomplete information.

• Deletion: Request the deletion of your personal information, subject to legal and contractual obligations.

• Objection: Object to the processing of your personal information under certain circumstances.

To exercise these rights, please contact us using the information provided below.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some parts of the website may not function properly without cookies.

Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website. Your continued use of our services after such changes constitutes your acceptance of the new terms.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

• Mobile: 0930-522-9700

• Phone: 085-839-5384

• Email: info@mbcmba.com

By using our website and services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of your personal information as described herein.